Motorcycle riding is part of the Upstate identity. From the Cherokee Foothills Scenic Byway to the roads around Table Rock, we have some of the best riding in the Southeast right in our backyard. The Angie DeVore Agency writes motorcycle policies that reflect how riders actually use their bikes, including custom parts, cross-state trips, and the specific exposure that comes with two wheels on a road built for four.
A motorcycle policy is structured like an auto policy but tuned for the specific risks. Liability covers damage or injury you cause to someone else. Physical damage (collision and comprehensive) covers the bike itself. Uninsured motorist coverage matters even more on a motorcycle because you have far less protection than a car in a collision. Medical payments coverage handles medical bills for you and any passenger regardless of fault. Optional pieces cover custom parts, accessories, transport, and safety apparel.
Coverage for the trailer that carries the bike, if you use one, is typically a separate consideration.
Motorcycle claims tend to skew serious. A collision that would be a fender bender in a car can be a hospitalization on a motorcycle. Adequate medical payments coverage and higher uninsured motorist limits are two of the most important pieces of the policy, and they’re the two most riders under-carry.
Custom parts and accessories coverage is another common gap. If you have added a windshield, saddlebags, upgraded exhaust, or a custom paint job, the base policy usually only covers a small portion of that unless you specifically add coverage for it.
At The Angie DeVore Agency, we understand that life comes with risks, some expected, others completely out of the blue. That’s why we provide clear, dependable insurance solutions designed to give you peace of mind. Our goal is to help you feel confident in the face of uncertainty, knowing you’re protected no matter what comes your way.
Ready to protect what matters most? Get in touch today for a customized insurance quote.
